Moka Review (April 2026)
A members-only wealth platform designed to help avoid the behaviours that lead to underperformance while encouraging those proven to generate alpha. Intelligent Investing was built on the principles of Warren Buffett, widely considered the greatest investor of all time.
A members-only wealth platform designed to help avoid the behaviours that lead to underperformance while encouraging those proven to generate alpha. Intelligent Investing was built on the principles of Warren Buffett, widely considered the greatest investor of all time.
What is Moka's Revenue?
Moka's estimated revenue is $1M.
What does Moka do?
A members-only wealth platform designed to help avoid the behaviours that lead to underperformance while encouraging those proven to generate alpha. Intelligent Investing was built on the principles of Warren Buffett, widely considered the greatest investor of all time.
It's convenient but it isn't…
It's convenient but it isn't profitable. I pay $10.50/m but dont make that on my interest. So I am at a loss, each and every month.
Was great in the beginning but no…
Was great in the beginning but no longer. The connection between Moka and most bank account was seamless and solid. However, with 2FA, Moka has found it difficult to solve the security problem. Hence the original foundational idea of round-up and saving change is lost. They still keep charging 3.99 per month though and tell you, you can transfer money into Moka. Well, that defeats the purpose of automated round-up savings. Moka has lost it's core feature. If ordinary budgeting apps like Monarch and Ynab can connect to Banks with 2FA in place, I don't understand why Moka, a financial institution, cannot solve that problem. Beats me! I stopped and closed my Moka account a while back. The process of closing the account was also a bit of pain. They kept on charging my account for a few months after the request to close account was submitted which was not a good experience. It's rather unfortunate for Moka 'coz I had referred and recommended them to many of my friends and family. Too bad!!
No customer support!
I have tried using the customer support feature since I signed up a month ago and have heard nothing back. Customer support is non existent. Hire more people if you are backlogged but waiting 4 weeks and counting to get a response when they say it might be one day is absurd.
very disappointing
very disappointing, i was with moka for years until i decided to move my money elsewhere and close my account, there’s some very glaring issues with this company and app that i will go into below 1: there is no web portal, so if you loose access to your phone your out of luck, even tiny credit unions manage to have proper web portals, for a company that constantly boasts about being on the cutting edge of investing not having even a basic web portal is pretty embarrassing 2: they have NO customer service phone number, NO live chat either, you can either rip your hair out trying to talk to their frankly useless ai chatbot or email them and hope you get a reply in a decent amount of time 3: the fees are ridiculous and hidden behind a ton of walls, they are not upfront at all about what their fees are, so much so i honestly don’t know how they get away with it 4: you really won’t make any significant amount of money with this company, traditional investments or even simple gics are a far better way to grow your money, the most i ever made was 200 in a year off of a 15k+ investment, and that’s not including all their hidden fees 5: they have no easy way to manually add or remove a bank account, you have to get their customer service to do it, the lack of being able to remove a bank account is what really got me, they can and do continue to take $ out of your funding account unless you do 3 different things to stop it, and even then your account is still linked weather you like it or not 6: i absolutely HATE all the red pill crypto bro crap your constantly bombarded with well using this app, like seriously just trying to navigate to basic settings or account information will get you full screen popups about some stupid warren buffett quote that you can’t even dismiss immediately, very annoying and bad design i really can’t recommend this app to anyone, if you want easy investing use wealthsimple or talk to an investment broker, stay away from this mess of an app
If I could rate them minus 5 stars
If I could rate them minus 5 stars, I would. Do not waste your time. My bank account was not synced properly and so they were not taking any top ups from my account, not saving any money, this is not the first time my account was not synced to my bank account. I had to contact them a couple of times to figure out the problem. And it happened again, so they were doing nothing on their end! Of course that didn’t prevent them from taking a subscription fee every month for over a year!!! Corporate crooks! They don’t want to help you save, they just want to steal money from you!!!
I don’t recommend this Application
I don’t recommend this Application . I was using since 2023 but I haven’t seen any growth for my investment but they charge $11.30 with tax every month so 2024 June I decided to not to invest but since that they withdrawn cash from my account without my consent. I lost over $1000 with my investment . I already reported to my bank and they are investigating the issues. This app doesn’t have live chart ,Call Center number , you have to contact them by email it’s hard to communicate and at one point they won’t respond any of your email . Please make sure not to invest anything . If you guys had the same issue please dispute the transaction to the bank so this will flag for future scams .
Continued to charge more every month…
Continued to charge more every month for absolutely no service provided. I will actively tell others not to use Moka.
Very unethcial business practices
Very unethcial business practices. In 2022 I requested with withdrawal my funds from Moka. I also requested to stop all weekly contributions as I needed to money to purchase a house for my family. I was no longer investing with Moka. However the company kept on charing me a $10.50 monthly fee for their services for 2 years. I requested a reimbursement and they refuses to honor my request. Moka was not an investment for me but a liability. I was paying a monthly fee for no servies. Very shady busines practices.
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