Review (August 2025)

Apply for a personal loan through upstart today. personal loans can be used for debt consolidation, medical loans, home improvement loans and more.

15M

Estimated Revenue

2.8M

Website Visitors

4.9/5

Trustpilot Score

What do we know about Upstart?

Estimated Revenue (2020)

$15M

Total Funding

$144.05M

Total Employees

720

Founded

2012

Industry

Financial Services

Last Funding Date

Series D Apr 2019

Location

San Mateo, United States

About

Upstart: Upstart's lending platform provides direct-to-consumer personal loans from $1,000 to $50,000 and automated borrowing technology for banks and credit unions.

Social Links

Alexa Ranking: 23824

What is Upstart's Revenue?

Upstart's estimated revenue for 2024 is $15M.

What does Upstart do?

Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020. By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Upstart's patent-pending platform is the first to receive a no-action letter from the Consumer Financial Protection Bureau related to fair lending. Upstart is based in San Mateo, California and Columbus, Ohio. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!

What are the monthly traffic metrics for Upstart?

6/mo Traffic Growth

-31.20%

All Time Traffic Growth

Create Free Account

Monthly Hits

3M

Time on Site

5.6Mins

Bounce Rate

34%

How fast is Upstart growing?

Upstart has grown by 62.3% in the last 6 months according to SimilarWeb.

How do people interact with Upstart?

Last month, Upstart received 3M visitors who spent an average of 5.6 minutes on the website and visited 4.0 different pages per session. Overall, 34% of people bounce on the first visit.

How do people find Upstart?

1.7M people (60%) visit Upstart directly. 716.1k (26%) people search for them in Google. Whereas, 92k (3%) discover Upstart through Facebook, Reddit, and YouTube. 128.4k (5%) visitors come from Upstart's email newsletters. Finally, 3k (0.1%) people come from affiliates and or paid referrals.

Who uses Upstart?

Upstart's top market is the United States and they receive 2.7M (94.8%) people.
Then the 2nd is Canada with 26.4k (0.9%).
The 3rd is is India with 15.4k (0.6%).

Traffic Growth (last 6 months)

All Traffic Source

Country Share

Traffic Growth (last 12 months)

See 12/mo Traffic Stats

What are Upstart's ads on Google?

Google Ads

upstart.com - Upstart® Personal Loans - Apply for an Upstart loan now‎

https://www.upstart.com/

2 Min. Rate Check - Quick Funding Fast & Easy Process. Get $1k-$50k.* Fast approval · Painless process · Next day funding · Simple application · Low fixed rates Types: Credit card refinance, Personal expenses, Education, Debt consolidation

Upstart® Loans Official Site | The Smarter Personal Loan | upstart.com‎

http://www.upstart.com/?utm_source=google_brand&utm_medium=cpc&utm_campaign=main&gclid=EAIaIQobChMIrrDhrIqA2QIVBVt-Ch2LpQGbEAAYASAAEgLBXPD_BwE

Fast & Easy Process. Get $1k-$50k.* Fixed Rates with Multiple Terms! Painless process · Fast approval · Low fixed rates · Simple application · Next day funding Types: Credit card refinance, Personal expenses, Education, Debt consolidation

Upstart® Personal Loans - 2 Min‎

https://www.upstart.com/personal-loans?utm_source=google&utm_medium=cpc&utm_campaign=NonBrand-Loans&utm_term=&utm_content=PL

Rate Check - Quick Funding Fast & Easy Process. Get $1k-$50k.* Low fixed rates · Painless process · Simple application · Next day funding · Fast approval

Upstart® Personal Loans - 2 Min‎

https://www.upstart.com/personal-loans

Rate Check - Quick Funding Fast & Easy Process. Get $1k-$50k.* Highlights: Easy Process, Lower Rates, No Hidden Fees, No Prepayment Penalties…

Apply For A Personal Loan - No Prepayment Fees

https://www.upstart.com/i/pl1-brand

Loans From $1,000 - $50,000*. Get Next Day Funding, Great Rates and No Hidden Fees.

Keyword: loans personal

What do Upstart's customers say about them?

Review Score

4.9/5

Total Reviews

8175

Info

Upstart

[email protected]

(650) 204-1000

San Carlos

5 Star
75.0%
4 Star
5.0%
3 Star
0.0%
2 Star
0.0%
1 Star
20.0%
Read reviews that mention
Dave

Amazing

Reviewed on 2021-05-21T07:58:01

Amazing. In 20 minutes online at 3:30am, I completed the application, got approved,and signed electronic loan documents!
read more
reuben quist

Experience Of Life Time at Customers Bank.

Reviewed on 2021-05-21T04:30:32

I thought it was one of those fraudulent Banks. But, I was blown away. The processes were smooth and easy. You tell the truth about yourself,the bank approves the amount you ask for. Thanks, Reuben.
read more
Brenda Millsap

What A Surprise

Reviewed on 2021-05-20T23:40:21

I'm literally in shock at how simple this whole process was. I keep waiting for the catch??A financial institution/company that actually does what it says it will do, how often do you come across that? Originally, I was going with another lender, but as I got further into the details (read what you're signing people), I realized what an awful deal they were offering me, plus a 5% origination fee, what!! I'm just at the very beginning of this process and I am impressed. If that changes, I'll be back to let everyone know.
read more
Its Cupcandy

refinancing declined minutes after approval

Reviewed on 2021-05-20T22:14:03

had my refinancing declined after approval… I had my refinancing declined minutes after approval because of an hard pull that was conducted for a $300 by a credit card company.Their staff forced me to pull out from the already approved credit card which I did but still denied my application simply because the credit card company couldn’t provide such a letter. I declined the credit card offer hoping to keep my auto refinancing hopes alive but I ended up loosing both. All what I could get was good luck from their staff. No empathy at all. I hat a mistake I did. Poor me ??
read more
Loyce Mararo

I had my refinancing declined after approval…

Reviewed on 2021-05-20T21:44:48

I had my refinancing declined minutes after approval because of an hard pull that was conducted for a $300 by a credit card company.Their staff forced me to pull out from the already approved credit card which I did but still denied my application simply because the credit card company couldn’t provide such a letter. I declined the credit card offer hoping to keep my auto refinancing hopes alive but I ended up loosing both. All what I could get was good luck from their staff. No empathy at all. I hat a mistake I did. Poor me ??
read more
Anna

Easy application low interest

Reviewed on 2021-05-20T20:35:15

Easy application low interest
Verna

No hassle

Reviewed on 2021-05-20T18:26:40

No hassle, quick, easy. Happy with results and would highly recommend
Lenny

Quick and Professional Service.

Reviewed on 2021-05-20T16:27:09

Quick and Professional Service. Very quick review and approval process. Professional service and stepby step procedures explained.
read more

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