Breadpayments Review (January 2026)
Discover Bread Financial’s business solutions offering private label and cobranded credit cards, plus pay-over-time options, to grow sales and customer loyalty.
Discover Bread Financial’s business solutions offering private label and cobranded credit cards, plus pay-over-time options, to grow sales and customer loyalty.
What is Breadpayments's Revenue?
Breadpayments's estimated revenue is $120M.
What does Breadpayments do?
Discover Bread Financial’s business solutions offering private label and cobranded credit cards, plus pay-over-time options, to grow sales and customer loyalty.
How fast is Breadpayments growing?
Breadpayments has grown by 0.4% in the last 3 months according to SimilarWeb.
How do people find Breadpayments?
People visit Breadpayments through various channels. 100% find them through search engines.
How do people interact with Breadpayments?
Last month, Breadpayments received 370.0K visitors who spent an average of 5:18 minutes on the website and visited 2.4 different pages per session. Overall, 54% of people bounce on the first visit.
Who uses Breadpayments?
Breadpayments's top market is United States and they receive 94% of visitors from there. The 2nd is Canada with 5%. The 3rd is Taiwan with 1%.
Traffic Growth (last 3 months)
Traffic Sources
Top Countries
Abdulsamad
Abdulsamad
Bread Pay refused to cancel my loan for merchandise that was never shipped
Bread Pay refused to cancel a loan I had for merchandise that was never shipped to me. Even after sending Bread Pay proof from the retailer that the order was canceled and refunded back to Bread Pay, Bread Pay still refused to cancel my loan. Which by the way was pending for weeks waiting for the retailer to ship the merchandise. I had to report my issue to the Consumer Financial Protection Bureau and I was finally able to have my pending loan cancelled. Disappointed with how Bread Pay handled my situation. Never again, they lost a customer
Pocketed my 64.00 only gave me 78.00…
Pocketed my 64.00 only gave me 78.00 and Wayfair refunded there entire money and I got scammed I will never deal with bread pay
This sucks
Well woop woop we bought a house and are renovating it. Absolutely love Home Depot but hate that they started going through bread pay. It’s a ONE time use! YOU do NOT get a card. It was a pain in the butt to pay. AND here’s the kicker. We bought flooring the vendor canceled (by accident) so we needed to return the product we never received and buy it again. Well lookie here we used this stupid thing and had to APPLY AGAIN! For a new loan to buy it again although the original funds went back on the loan. When I called customer service I kept getting hung up on because when I got a new approval I had a new number and IT WAS NOT WORKING. Stayed at the store an additional 2 hours trying to figure out how to use this dang card. It does not “easily” go to your Apple wallet and or will not. Absolute trash.
FEELS SCAMMY TO ME
I was buying a cold plunge and sauna (large purchase). I noted I could get 24-months 0% interest through Bread Payments--figured why not. I never apply for credit cards or loans. I prequalified and was approved. I then when through the process of making my purchase and finalizing the application with Bread Pay. I uploaded my ID and that was confirmed. I then was REJECTED the application. I have a credit score in the 800's and a low DTI ratio. I called to ask why, they said I had to wait 24-hrs for an email explaination-- FINE. Well it has now been over 48-hrs and no email. I called again and the rep told me that my phone number and & email are not associated with my name and it was an verification failure. I now have an email inquiry to Bread Pay. This entire company feels scammy and they have all of my personal information. I am NOT pleased.
BEWARE!!!
BEWARE!!!! You will get approved for a loan. Then they will cancel your loan and refuse to refund your money! STAY FAR FAR AWAY!!!
Doesn't work with ITIN
Don’t waist your time if you trying to apply with ITIN numer it says they take it but they ask for pic of your ID or passport and they dont take foreign passport so there no way u get approved if only have itin and a foreign passport
AVOID using this company at all…
AVOID using this company at all costs!!! Their app/web-site is constantly glitching. And when you call their customers service they: a) Barely speak any English. b) Can't help. c) Steal your data and you start to get like a hundred spam text/calls a day. Maybe the glitching is part of the scam to steal your data.
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