Review (August 2025)

Award winning provider of personal loans that keep you in control. get your instant online personalised rate with a quote that doesn't impact your credit score.

40.37M

Estimated Revenue

80.82k

Website Visitors

4.6/5

Trustpilot Score

What do we know about RateSetter?

Estimated Revenue (2020)

$40.37M

Total Funding

$63.35M

Total Employees

190

Founded

2010

Industry

Financial Services

Last Funding Date

Venture (Round not Specified) May 2017

About

RateSetter: Award winning provider of personal loans that keep you in control. Get your instant online personalised rate with a quote that doesn't impact your credit score.

Social Links

What is RateSetter's Revenue?

RateSetter's estimated revenue for 2024 is $40.37M.

What does RateSetter do?

Over 750,000 customers have chosen RateSetter for our dedication to delivering market-leading products and services to investors and borrowers. We're an award-winning provider of fast, simple and affordable personal loans.

What are the monthly traffic metrics for Ratesetter?

6/mo Traffic Growth

8.40%

All Time Traffic Growth

Create Free Account

Monthly Hits

81k

Time on Site

2.6Mins

Bounce Rate

32%

How fast is Ratesetter growing?

Ratesetter has grown by -7.7% in the last 6 months according to SimilarWeb.

How do people interact with Ratesetter?

Last month, Ratesetter received 81k visitors who spent an average of 2.6 minutes on the website and visited 4.0 different pages per session. Overall, 32% of people bounce on the first visit.

How do people find Ratesetter?

39.3k people (49%) visit Ratesetter directly. 31.9k (39%) people search for them in Google. Whereas, 909.7 (1%) discover Ratesetter through Facebook, Reddit, and YouTube. 1.3k (2%) visitors come from Ratesetter's email newsletters. Finally, 0 (0.0%) people come from affiliates and or paid referrals.

Who uses Ratesetter?

Ratesetter's top market is the United Kingdom and they receive 73.8k (91.3%) people.
Then the 2nd is Australia with 1.3k (1.6%).
The 3rd is is Spain with 779.5 (1.0%).

Traffic Growth (last 6 months)

All Traffic Source

Country Share

Traffic Growth (last 12 months)

See 12/mo Traffic Stats

What are Ratesetter's ads on Google?

Google Ads

Peer to Peer Lending | No Fees To Invest & £100 Bonus | ratesetter.com‎

https://www.ratesetter.com/

Try RateSetter With Our 100% Track Record. Terms Apply. Capital At Risk. No investment fees. 95% customer satisfaction. Award Winning Platform. £100million interest paid. Types: Rolling Market, 1 Year Market, 5 Year Market. Invest Today - £10.00 - With As

Award Winning P2P Lender | No Fees To Invest & £150 Bonus‎

https://www.ratesetter.com/invest

Try RateSetter With Our 100% Track Record. Terms Apply. Capital At Risk. No Investment Fees. £120Million Interest Paid. Award winning platform. 94% Customer Satisfaction. Types: Rolling Market, 1 Year Market, 5 Year Market.

RateSetter Best P2P Platform - 2016 Investors Chronicle & FT‎

https://www.ratesetter.com/invest/everyday-account

Peer to Peer Investing and Borrowing. 5/5 Trustpilot. No FSCS. Capital at risk. Provision Fund Protection · 98% customer satisfaction · Over £2billion lent · No investment fees Types: Personal Loans, Business Loans, Property Dev. Loans

RateSetter Business Loans - Fast loans up to £750k.‎

https://members.ratesetter.com/commercialapplication/register

Affordable loans for UK based business with 3 years trading history. T&Cs Apply

Keyword: business loans in the uk

Business Loans – RateSetter - Fast loans from £25k to £750k.‎

https://members.ratesetter.com/commercialapplication/register

UK based business with 3 years trading history? T&Cs Apply. Start Now!

Keyword: v a small business loans

What do Ratesetter's customers say about them?

Review Score

4.6/5

Total Reviews

8093

Info

RateSetter

[email protected]

020 3142 6226

London

5 Star
90.0%
4 Star
5.0%
3 Star
5.0%
2 Star
0.0%
1 Star
0.0%
Read reviews that mention
Alan Bickley

Very fast and efficient.

Reviewed on 2021-05-21T09:29:28

Very fast and efficient hassle free service throughout the online transaction. I’ve already recommended them to several people.Better than my own bank by a mile!
read more
Irene Stevens

The loan was simple to apply for and…

Reviewed on 2021-05-20T20:28:38

The loan was simple to apply for and the money was in my bank next day. Great service
Customer

Very quick service

Reviewed on 2021-05-20T20:00:52

Very quick service, from receiving decision to money being deposited in my account.So far very happy with Ratesetter
read more
Andy, Harvey and Spike

Very efficient and professional!

Reviewed on 2021-05-20T19:34:45

Very efficient and professional!
Stephen Hutchinson

From start to finish the application…

Reviewed on 2021-05-20T19:06:04

From start to finish the application process was efficient and effective. Have used Ratesetter in the past for loans and always reliable.I also like that I can manage my loan online and have control over early repayments.
read more
David Walters

The best online application functionality

Reviewed on 2021-05-20T18:59:58

The best online application among the rest. Very user friendly online application functionalities.Excellent interest rate and speedy processing of the application.
read more
Monica Begum

Highly recommend and worth receiving a quote

Reviewed on 2021-05-20T18:57:18

I was a little apprehensive that I wouldn’t be approved a loan by rate setter. I have a fair credit history.I knew that the traditional banks wouldn’t give me a loan or that the loan Apr would be stupidly high in %. I received a quote for the loan I requested, it was alot lower Apr quote than I expected, but, not quite low enough. Even so the quote didn’t impact my credit rating as it would’ve marked it as a soft search. I had 14 days to accept the T’s and C’s. Once I completed my full application, the funds were in my bank account the next working day. The whole process was straight forward, I’m really glad that I applied and received a loan from ratesetter ☺️ Thanks for the loan, made my financial life a lot better!
read more
Lynsey Reid

Thank you for helping me better my life

Reviewed on 2021-05-20T18:44:27

My go to for fast, low rate loans for university and similar life improving events - could not recommend them enough!Thank you for helping me better my life
read more

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